IFSC code
IOBA0000197
Indian Overseas Bank, Gujjarwal branch
Ludhiana (West) tehsil, Ludhiana district, Punjab
- Bank
- Indian Overseas Bank
- Branch
- Gujjarwal
- IFSC
IOBA0000197(bank code IOBA, branch code 000197)- MICR
141020521- Address
- NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202
- PIN code
- 141202
- Centre / city
- Gajjarwal · Ludhiana
- Payments
- NEFT · RTGS · IMPS · UPI
- Location
- 30.74858° N, 75.74966° E (map position from a matching OpenStreetMap entry)
Source: Reserve Bank of India IFSC list, release of 1 Sept 2026 (Bank branches: Reserve Bank of India IFSC lists, via github.com/razorpay/ifsc, Public domain). Last seen in the list 24 Oct 2026.
Check the IFSC with your bank or on your cheque book before you send money. Banks merge and renumber branches, and a transfer to a wrong code can fail or be delayed. VoiceOfVillage is not a bank and is not affiliated with Indian Overseas Bank.
Villages near this branch
- Gujarwal (310) · Ludhiana (West) · 120 m (straight line)
- Chamnda (304) · Ludhiana (West) · 2.1 km (straight line)
- Ballowal (305) · Ludhiana (West) · 2.4 km (straight line)
- Lohgarh (309) · Ludhiana (West) · 2.8 km (straight line)
- Phalowal (311) · Ludhiana (West) · 2.8 km (straight line)
- Mehma Singh Wala (308) · Ludhiana (East) · 3.5 km (straight line)
- Dhapai (303) · Ludhiana (West) · 4.1 km (straight line)
- Nangal Khurd (351) · Raikot · 4.3 km (straight line)
Other Indian Overseas Bank branches in Ludhiana district
- Arya College Brch ·
IOBA0001406 - Baddowal ·
IOBA0000204 - Baddowal Fad Baddowal Cantonment ·
IOBA0001723 - Baranhara ·
IOBA0003047 - Brown Road ·
IOBA0000342 - Chakohi ·
IOBA0000575 - Civil Lines ·
IOBA0000446 - Dhandari Kalan ·
IOBA0004120 - Halwara ·
IOBA0001727 - Ind Area ·
IOBA0000390 - Jagraon ·
IOBA0000389· Jagraon - Katanikalan ·
IOBA0000188 - Khanna ·
IOBA0000629· Khanna - Lpc Ludhiana ·
IOBA0004081 - Ludhiana Cmc ·
IOBA0001525 - Ludhiana Main ·
IOBA0000047 - Ludhiana Rahon Road ·
IOBA0001477 - Ludhianabhadaur House ·
IOBA0002069 - Millerganj ·
IOBA0001590 - Model Town Ludhiana ·
IOBA0002441 - Mullanpurdakhamandi ·
IOBA0000474 - Pakhoval Road ·
IOBA0001123 - R O Ludhiana ·
IOBA0002013 - Raikot ·
IOBA0002265· Raikot