Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Free hospital treatment up to ₹5 lakh a year per family for families on the official list.

This is a guide, not a decision. Eligibility is decided by the department that runs each scheme.

Run by: National Health Authority, Ministry of Health & Family Welfare

Official rule (in English, as published)

In rural areas eligibility is determined by the deprivation criteria of the Socio-Economic and Caste Census (SECC) 2011; in urban areas by its occupational criteria. Whether a family is covered depends on that list, so check your name on the official portal.

Ask the office or portal which documents it needs; we list documents only where the official site does.

Apply / check on: Check your name: beneficiary.nha.gov.in ↗Scheme page on myScheme ↗

Sources

PIB: AB PM-JAY eligibility (SECC 2011 criteria)

Rules last checked: 2026-10-24