Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) — pension for unorganised workers

A pension of ₹3,000 a month from age 60 for unorganised workers who join between 18 and 40.

This is a guide, not a decision. Eligibility is decided by the department that runs each scheme.

Run by: Ministry of Labour & Employment

Official rule (in English, as published)

Unorganised workers with entry age of 18 to 40 years and monthly income of ₹15,000 or less. Should not be covered under NPS, ESIC or EPFO, should not be an income tax payer, and should not receive another government pension. Pension of ₹3,000 a month from age 60; the worker's contribution is matched by the government.

Ask the office or portal which documents it needs; we list documents only where the official site does.

Apply / check on: maandhan.in or a Common Service Centre ↗Scheme page on myScheme ↗

Sources

Maandhan: PM-SYM eligibility
PIB: PM-SYM pension for unorganised workers

Rules last checked: 2026-10-24